Insurance solutions & management

A trustful relation for a bespoke offer

With 269 billion euros of assets under management on behalf of insurance companies, mutual health companies and retirement & health insurance institutions, Ostrum AM is one of the European leaders in insurance management, active in equities, bonds and multi-asset management, through innovative and sustainable solutions.

Through our unique organisation within our industry, combined with our cutting-edge proprietary management tools and our expertise in strategy, solutions, management and credit & ESG analysis, we provide our clients with strong added value.

Our insurance portfolio management solutions cover free assets (without liability constraints), general assets and liability-driven assets, and also include flexible, active and fixed-maturity solutions. Our offer ranges from diagnostics, through to the origination of tailor-made investment solutions, with bespoke reporting.

As a specialist in advisory, management and tailor-made services for long-term investors, we focus our human, technological and financial resources on responding to the specific needs of each of our clients and guaranteeing our leadership in terms of managing assets for insurance companies, mutual health companies and retirement & health insurance institutions.

Our strengh lies in forming close partnerships with our client worldwide, simoultaneously offering access to a broad range of experts and financial / non financial data, along with tools providing true reactivity, wich enable clients to capture opportunities during different market phases.

 

269

billion in insurance-related assets managed

more than

35

insurers clients in Europe

more than

40

years' experience in insurance-related asset-management

Our goal is to extend clients' commitments through investments in order to help them ensure the life, health and retirement plans of European citizens: an approach based on three key themes.

Combining innovation and customisation

Our organisation, experts and tools constitute an innovative cutting-edge insurance management ecosystem enabling each of our clients to achieve their own goals.

  • people

    An organisation 100% dedicated to insurance

    A dedicated hub of 29 experts in solutions, multi-asset, fixed-income and equities insurance management sharing the same tool: PASS. Supported by an Investment Solutions team and over 50 experts in market research and strategy. Source Ostrum AM, March 2026

  • efficiency

    Investment Solutions Division

    A team dedicated to creating tailor-made, multi-dimensional, value-added investment solutions, based on the expertise of Ostrum AM and Natixis Investment Managers

  • process

    PASS: our cutting-edge insurance platform

    Manage, simulate, project and monitor portfolios in real time from all investment angles: financial, non-financial, regulatory, accounting, asset/liabilities allocation

Transforming clients’ specific constraints and objectives into opportunities.

Our resourcefulness and the strengh of our convictions are expressed fully under this approach, through our ecosystem offering precision and reactivity, serving our insurance experts' close proximity with our clients.

  • podium

    Multi objective and multi alpha management

    A multidimensional framework integrating regulatory, accounting, financial and non-financial objectives, aiming to deliver multi-alpha performance

  • target

    Fundamental conviction-based management

    Proprietary research used to clearly identify financial and non-financial opportunities and risks

  • life-cycle

    Dynamic multi-temporal management

    Constantly seeking opportunities to optimise actuarial wealth - current and future - and the market value of assets, while minimising risks

Relaying clients' responsible engagements 

by supporting them in defining and implementing their ESG goals and policies.

  • strategy

    non-financial objectives

    Carbon indicators, non-financial rating, target exposure to sustainable bonds, portfolio climate alignment, sector policies, etc.

  • responsible

    Impact investing

    Sustainable bond investments: green bonds, social bonds, sustainability bonds, sustainability-linked bonds, transition bonds. Ostrum AM, €47 bn invested in sustainable bonds, source Ostrum AM, 03/31/2026

  • idea

    ESG integration

    Fundamental Research integrating issuer and company quality factors

  • Xavier Audoli
    Xavier Audoli

    CIO, Insurance & Institutional asset management

Follow us

Private Credit under the spotlight: what it means for banks and insurers
Reading time : 15 min.
INSIGHTS EXPERTISES
Private Credit has moved to the forefront of market discussions, often associated with concerns over liquidity, asset quality and underwriting standards, as well as investor behaviour.Yet behind the headlines lies a heterogeneous asset class whose risks and dynamics demand further investigation.Importantly, not all Private Credit segments face the same challenges, nor do they carry the same risk profile. Recent scrutiny has focused on redemption risk from so called “semi-liquid” funds, further exacerbated by growing concerns around the asset class exposure to the software sector.This analysis aims to cut through the noise and restore perspective. It also assesses the specific implications for insurance companies and banks on both sides of the Atlantic given the specific roles they play in the Private Credit value chain.
05/11/2026
Reserved for pros
Repackaged structured products SPIRE: a strategic tool for institutional asset management
Reading time : 15 min.
INSIGHTS EXPERTISES
After more than a decade characterised by low, or even negative, interest rates, the sharp rise in bond yields has profoundly transformed the investment landscape for institutional investors. For insurers in particular, this new landscape presents both an opportunity – to rebuild returns – and a challenge, given increasingly stringent prudential, accounting and balance sheet management constraints.Against this backdrop, repackaged structured products, and in particular SPIRE-type structures, have seen a marked resurgence in interest since 2024, from institutionnel investors and namely insurers. Far from being mere tactical instruments, these products are gradually establishing themselves as genuine financial engineering tools serving sophisticated asset-liability management.
05/04/2026
Reserved for pros
Fixed Income Compass - April 2026
Reading time : 15 min.
INSIGHTS MARKETS
Quarterly publication / April 2026
04/21/2026
Reserved for pros